[email protected]
English Українська Русский
Home page / Cyprus / English /

ATMs in Paphos: Where Convenience Meets Cash Access

Published On: 26/03/2025

In the vibrant city of Paphos, where ancient ruins meet crystal-blue waters, access to cash remains a vital part of daily life—especially for tourists, seasonal workers, and retirees. While card payments are widely accepted across Cyprus, there are still countless moments when an ATM comes to the rescue: paying for a taxi, tipping a tour guide, or buying fruit from a local vendor.

Paphos offers a solid network of ATMs, from established bank branches to 24/7 standalone machines. But not all ATMs are created equal. Whether you’re looking for reliable service, 24-hour access, or lower fees for international cards, it helps to know which machines are worth your time—and which ones to avoid.

In this article, we dive deep into the top ATM options in Paphos, backed by real reviews, Google ratings, location details, and pros/cons you should know before swiping your card.

1. Bank of Cyprus – Paphos Main Branch ATM

📍 E. Pallikaridi & A. Tsiele, Paphos 8010
📞 +357 26 166200
⭐ Rating: 2.1 (15 reviews)
🕑 Open until 2:30 AM
🌐 Website

Overview:

As the city’s primary branch of the Bank of Cyprus, this ATM location is one of the most visited in central Paphos. Positioned at the intersection of two busy streets, it attracts a mixed crowd of businesspeople, locals, and tourists.

While the extended hours until 2:30 AM are a significant perk, the low rating of 2.1 suggests that users often encounter issues with long queues, occasional outages, or slow service. Despite the rating, many residents still rely on this ATM due to its central location and affiliation with Cyprus’s leading bank.

Pros:

  • Extended evening hours.

  • Easy to find near central Paphos.

  • Offers full ATM features: withdrawals, deposits, balance checks.

Cons:

  • Limited parking nearby.

  • Lower user satisfaction.

  • Can get crowded during peak hours.

2. Bankomat – JCC ATM 24h

📍 Lidas 4, Paphos 8041
⭐ Rating: 3.6 (11 reviews)
🕑 Open 24/7

Overview:

This JCC-branded ATM stands out for its 24-hour availability and above-average user satisfaction. It’s not affiliated with a major bank branch, but rather operated by JCC Payment Systems—an established processor that partners with various banks in Cyprus.

The rating of 3.6 reflects a better user experience, especially among foreign cardholders. Many tourists find JCC ATMs to be compatible with international Visa and Mastercard cards. However, transaction fees may apply, especially for non-EU accounts.

Pros:

  • Open 24/7.

  • Good for international cards.

  • Well-maintained and easy to use.

Cons:

  • Transaction fees for non-Cypriot cards.

  • No bank staff on-site if issues occur.

3. AstroBank – 24H ATM (Neofytou Nikolaidi 10)

📍 Neofytou Nikolaidi 10, Paphos 8011
📞 +357 26 205400
⭐ Rating: 3.1 (10 reviews)
🕑 Branch closed, ATM available 24/7
🌐 Website

Overview:

AstroBank offers a reliable ATM near Neofytou Nikolaidi Street—an important area for shopping and business. This location receives a moderate rating of 3.1, suggesting an acceptable user experience with a few hiccups.

Most complaints revolve around occasional cash shortages or system errors, but the machine is usually functional. For those who bank with AstroBank, it remains a dependable location to check balances, withdraw cash, and make other transactions without having to wait for branch hours.

Pros:

  • Accepts both local and foreign cards.

  • Suitable for quick, secure transactions.

  • Usually less busy than larger branches.

Cons:

  • Occasional downtime or maintenance.

  • No nearby parking.

4. Bank of Cyprus – Paphiako ATM

📍 B6 39, Paphos 8035
📞 +357 26 166832
⭐ Rating: 2.3 (12 reviews)
🕑 Closed now – Opens 8:00 AM (branch)
🌐 Website

Overview:

Located near the Paphiako stadium, this Bank of Cyprus ATM caters mostly to local traffic, students, and people living in the surrounding area. The low rating of 2.3 suggests dissatisfaction, particularly regarding the machine’s frequent unavailability and inconsistent maintenance.

Nonetheless, it serves its purpose for Bank of Cyprus account holders who need basic services. Tourists may want to look elsewhere if reliability is key.

Pros:

  • Good location for residents.

  • Affiliated with Cyprus’s top bank.

Cons:

  • Often out of service.

  • Limited withdrawal denominations.

  • Lower user satisfaction.

5. ATM Euronet – Thermopylon Rd 110

📍 Thermopylon Rd 110, Paphos 8010
⭐ Rating: 3.0 (2 reviews)
🕑 Open 24 hours

Overview:

Euronet ATMs are common in tourist-heavy parts of Cyprus, and the Thermopylon Road machine is no exception. With only two reviews and a neutral score of 3.0, this ATM flies under the radar.

Euronet ATMs are multilingual, accept a wide variety of cards, and often support currency conversion right at the machine. However, they’re known for high fees, particularly for non-European cards. Great in an emergency, but not the most economical option.

Pros:

  • Open 24/7.

  • Supports many card types.

  • Convenient for visitors.

Cons:

  • High transaction fees.

  • No bank affiliation.

  • Less secure than bank-branch machines.

6. AstroBank – 24H ATM (Ellados 23)

📍 Ellados 23, Paphos 8020
📞 +357 26 205420
⭐ Rating: 1.0 (6 reviews)
🕑 Closed now – Opens 8:00 AM (branch)
🌐 Website

Overview:

This AstroBank ATM has one of the lowest ratings in the city (1.0)—and with good reason. User reviews consistently mention poor machine maintenance, long downtimes, and unresponsive service.

While the branch may be reputable, this specific ATM should be avoided unless there are no other options nearby. It’s worth the extra 5-minute drive to another AstroBank location.

Pros:

  • Still open 24/7.

Cons:

  • Extremely poor reviews.

  • Frequent errors and card issues.

  • Lack of trust from users.

7. COOP Bank Branch ATM

📍 Hellados Ave 75, Paphos 8020
📞 +357 26 843843
⭐ Rating: 4.0 (2 reviews)
🕑 Closed now – Opens 7:45 AM (branch)

Overview:

One of the lesser-known yet better-rated ATMs, the COOP Bank Branch machine on Hellados Avenue provides a solid experience for locals. With a rating of 4.0, it may not have many reviews, but they’re consistently positive.

Users report that the machine is clean, operational, and fast. While the ATM is closed when the bank is offline, the location is easy to find and has street parking available. Great for people living in Pano Paphos.

Pros:

  • High reliability.

  • Clean and easy to use.

  • Good option for local residents.

Cons:

  • Not ideal for tourists unfamiliar with COOP services.

  • Limited reviews available.

Final Thoughts: Which ATM Is Best in Paphos?

Choosing the right ATM in Paphos depends on what you prioritize: availability, reliability, or low fees.

Best Overall Experience:

COOP Bank Branch – Hellados Ave
✅ Reliable
✅ Well-maintained
✅ High user satisfaction

Best for 24/7 Access:

Bankomat – JCC ATM, Lidas 4
✅ Always open
✅ Good for tourists
✅ User-friendly

Best Central Location:

Bank of Cyprus – Main Branch
✅ Open late
✅ Near city center
✅ Ideal for locals

Avoid If Possible:

AstroBank – Ellados 23
🚫 Poor ratings
🚫 Frequent malfunctions
🚫 Not trustworthy

ATM Tips for Visitors in Paphos

  • Avoid dynamic currency conversion: Always choose to be charged in euros (EUR) instead of your home currency to avoid inflated exchange rates.

  • Check fees before confirming: Especially with Euronet and JCC ATMs, review the fee screen carefully.

  • Use Google Maps to read recent reviews before heading to an unfamiliar ATM.

  • Have a backup card: In case your preferred ATM is offline or your card is rejected.

  • Withdraw larger amounts less often to save on fixed withdrawal fees.