Future value of annuity calculator

Published On: 10/03/2026

Future Value of Annuity Calculator

Calculate the future value of an annuity from regular deposits, interest rate, time period, and payment timing. This works for both ordinary annuity (end-of-period payments) and annuity due (beginning-of-period payments).
Inputs explained:
Payment amount: the amount deposited each period.
Annual interest rate: yearly return as a percentage.
Years: how long contributions are made.
Payment frequency: monthly, yearly, weekly, etc.
Payment timing: choose end of period for an ordinary annuity or beginning of period for an annuity due.

Future Value of Annuity Calculator — Description

The Future Value of Annuity Calculator estimates how much a stream of regular payments will grow to over time with compound interest. It works for both an ordinary annuity, where payments are made at the end of each period, and an annuity due, where payments are made at the beginning of each period. Enter the payment amount, annual interest rate, time period, and payment frequency to calculate the future value.

This calculator is useful for retirement planning, savings goals, investment projections, and comparing regular contribution strategies.