Estimate the future value of money using compound interest. This calculator supports a one-time starting amount, optional recurring contributions, and different compounding frequencies.
Inputs explained: • Present value: the starting balance you already have invested. • Annual interest rate: expected yearly return before inflation. • Years: how long the money grows. • Contribution: optional deposit added regularly (monthly, yearly, etc.). • Compounding frequency: how often interest is applied to the balance.
Future value
Total contributions
Total interest earned
Starting principal
Future Value of Money Calculator — Description
The Future Value of Money Calculator estimates how much your money could grow over time using compound interest. It works for both a one-time starting balance and optional recurring contributions such as monthly deposits. Enter your current amount, annual interest rate, time horizon, and contribution details to calculate the future value, total contributions, and total interest earned.
This calculator is useful for investment planning, retirement forecasting, savings goals, and comparing different contribution strategies.